A practical 15-page action plan for IT professionals when layoffs hit — or feel close. Built around the actual EPFO rules, runway math, and recovery channels Indian IT pros need. No fluff. No motivation theatre. Just the steps.
If you've been searching for what to do during or after a layoff, you've probably found articles that quote US unemployment benefits, COBRA insurance, and tips written for someone in San Francisco. None of that maps to Mumbai or Bangalore.
You don't have COBRA. You have ESI. You don't get unemployment cheques. You get an EPFO claim portal. And the application channels that work in the US — LinkedIn-first, Indeed-first — are wrong-headed for India, where Naukri, direct company portals, and warm referrals dominate the recovery path.
The October 2025 EPFO rule change matters: 75% PF withdrawal immediately on job loss, remaining 25% after 12 months. Most articles still cite the old rule.
For Indian IT, company career pages and Naukri produce higher-quality matches than LinkedIn Easy Apply. The plan ranks all 4 tiers in priority order.
Most people forget gratuity, leave encashment, and pending reimbursements. The 15-page plan includes the full formula plus where to verify each number.
Reactive emails, social posts, and PF withdrawals on Day 0 are recoverable mistakes — but they cost real money. The plan covers exactly what not to do first.
The plan isn't 7 days of identical effort. The first 48 hours are about not making it worse. The middle days are about cash and applications. The last days reposition you for what's next.
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Yes. The 15-page action plan is free. There's a soft mention of the AI-Proof Your Job Kit on Page 14 — that's a separate paid product for people who want the proactive version (preventing future layoffs). The free PDF stands on its own.
No. You'll get one welcome email with the download link, plus occasional notes about the kit and related Indian-IT-specific resources. Unsubscribe is one click. We respect your inbox.
No — but it's most useful if you are. If you're not in immediate danger, Pages 4-9 (stabilize, capture, calculate) become reference material. If layoffs are circling, Page 13's master checklist is what you'll want printed and kept.
The PDF reflects the October 13, 2025 EPFO Central Board of Trustees decision — 75% PF withdrawal immediately on job loss, remaining 25% accessible after 12 months of continued unemployment. Always verify current rules at epfindia.gov.in for your specific case.
Indian IT professionals — software engineers, QA engineers, business analysts, support engineers, project managers, DevOps, data engineers. The action plan is structured around how the Indian IT job market actually works, including company career pages, Naukri tactics, and the EPFO/gratuity reality.
The free PDF helps you survive a layoff. The kit (separate paid product) helps you become harder to ignore, harder to replace, and easier to justify when budgets tighten. It's the proactive version — 7 critical AI-resistant skills, a 90-day implementation calendar, and the AI Shield Portfolio framework. Optional, mentioned once at the end of the PDF.
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